A perfect 850 credit score might sound impressive -- but what does it really get you? Here's the truth heading into 2026.

Regardless of whether you’re applying for a high-end rewards credit card or a mortgage or an auto loan and you’re trying to earn the lowest APR possible. Generally speaking, if you can get your scores ...

Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit ...

These credit score myths can sabotage your finances. Here's what to believe (and what to ignore) if you want to build better ...

A simple decision that can quietly push up your utilisation ratio, shorten your credit history, and shave points off your ...

Premium credit cards grew in 2025, with higher fees, new perks and steady demand amid Visa and Mastercard settlement news.

You can enhance your credit profile in the new year by adopting simple habits, such as tracking credit usage, diversifying ...

To minimize the impact on your credit score when closing a card, ensure that there is no or minimal effect on your credit mix ...

Also keep in mind that there are many different credit scoring formulas in use today, so you don’t have just one credit score: you have dozens. FICO and VantageScore are the two main providers, but ...

The IHG One Rewards Premier Credit Card is a powerhouse travel rewards card that can help you rack up free hotel nights at more than 6,000 hotel properties around the world in short order. Whether you ...

Your credit score is influenced by the variety of credit products you hold. This balance between secured credit, such as home ...