South Africans are increasingly claiming insurance benefits while they are still alive. According to Discovery Life, about 65% of its claims payouts now go towards “living benefits”.

Discovery Life has released its 2024 claims experience report, revealing a total of R11.5 billion paid out to clients over the year. This includes R6.85 billion in individual life insurance claims, R2 ...

Payouts in 2025 comprised R6.9 billion in individual life insurance claims; R2.2 billion in group risk claims; and R2.4 billion in shared-value benefits in the form of client rewards.

Discovery Life paid out R11.5 billion in claims to clients during the 2025 year, more than 50% in living benefits.