Explore how the FHA supports homebuyers with mortgage insurance and low down payments. Learn the agency's history and its role in making homeownership accessible.

Buying a home can be a long, stressful, and expensive undertaking, but home buyers may be able to expedite this process while minimizing stress and keeping out-of-pocket costs manageable by choosing ...

FHA loans make homeownership more accessible for first-time homebuyers. If you have a lower credit score or minimal funds available for a down payment, these loans could also be ideal, as the lending ...

When comparing FHA and VA loans, the biggest differences come down to who qualifies and what you pay. An FHA loan is a ...

To find the best FHA lender, shop around with at least three lenders and compare their loan offers and terms. Ask FHA lenders about their current rates, if they offer down payment assistance and a ...

The U.S. Department of Housing & Urban Development (HUD) has announced updated loan limits for calendar year 2026 under the ...

An FHA loan is a type of mortgage that is insured by the Federal Housing Administration, a subsidiary of the Department of Housing and Urban Development. FHA loans are issued by private mortgage ...

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Research has shown that FHA buyers have been intentionally excluded from the housing market in the past. What’s surprising is that the bias against FHA borrowers has persisted even in today’s buyer’s ...

As FHA borrowers face mounting affordability pressure and rising delinquency rates, a new bipartisan bill called the ...

Five years of COVID-era relief for federally-insured mortgages has helped millions of American homeowners retain their properties, while artificially inflating home prices and leading to the potential ...