A friend recently sought my advice about choosing a first credit card for an adult child, and I’m going to share my tips here because they are not only for people beginning their credit journey.

Every week, Allworth Financial’s Amy Wagner and Steve Hruby, CFP ®, answer your questions. If you, a friend, or someone in your family has a money issue or problem, feel free to send those questions ...

As a personal finance journalist and a credit counselor, people often ask me for credit card advice. And I’m happy to give it! But I find myself sharing the same set of basic facts because they’re ...

Getting your first credit card can be an important step in building your financial foundation. A few years of using credit ...

1. Your credit card interest rate can change Credit card issuers can charge interest rates as high as they want (with very few execeptions) — and they can change them at any time. The interest rate on ...