Discover how mortgage interest works, how it's calculated, and the differences between fixed-rate and adjustable-rate loans. Learn tips to secure lower interest rates.

Compare today’s best mortgage refinance rates, compiled from hundreds of loan offers and analyzed by Investopedia’s mortgage rate experts.

Mortgage Research Center. Rates averaged 5.33% for a 15-year financed mortgage and 6% for a 20-year financed mortgage.

Check out CNET Money's weekly mortgage rate forecast for a more in-depth look at what’s next for Fed rate cuts, labor data and inflation. For a 30-year fixed-rate mortgage, the average rate you'll pay ...

According to Freddie Mac’s weekly rate survey, the rate on a 30-year fixed-rate mortgage averaged 6.21% for the week ending ...

During the last three years, mortgage rates have been on the rise. In early 2022, the average 30-year fixed rate was 4.72% and the 15-year fixed rate was 3.91%. Rates reached a recent peak in late ...

During the last three years, mortgage rates have been on the rise. In early 2022, the average 30-year fixed rate was 4.72% and the 15-year fixed rate was 3.91%. Rates reached a recent peak in late ...

The 30-year fixed-rate mortgage has a number of advantages for homeowners and investors. But it wasn’t always the norm. The housing market has plenty going wrong these days: high interest rates, high ...

Caroline Basile is Forbes Advisor’s student loans and mortgages deputy editor. With experience in both the mortgage industry and as a journalist, she was previously an editor with HousingWire, where ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. For homebuyers who are eyeing mortgage loans in the $800,000 range — a ...

The Federal Reserve's 25-basis-point rate cut in October — its second of 2025 — has started to ripple through the housing market. Mortgage rates, which have remained stubbornly high throughout most of ...

Last week, the average 30-year fixed mortgage rate tracked by Freddie Mac hit a calendar-year low of 6.35%. It’s likely that this week’s reading could come in even lower, given that the daily rate ...