In a market already strained by rates and prices, homeowners insurance costs are creating a new divide. In 2024, homeowners in Colorado, Nebraska, Texas, and Florida paid the highest insurance costs ...

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. Scott Olson / Getty Image Insurers ...

With a budget of around $400,000, you're square in the middle of the market across the U.S. — the median home sale price in 2025 is just over $410,000 according to data from the Federal Reserve Bank ...

Homeowners insurance rates are rising across the U.S., driven by climate change, rising cost of building materials and surging home prices. Almost half of property insurance policy holders in the U.S.

Home insurance rates have skyrocketed nearly 70% in the past five years, according to ICE Mortgage Technology. For single-family households with a mortgage, premiums are averaging around $2,370 per ...

Home insurance is a vital safeguard for protecting one of the most valuable assets many people own. However, in recent years, homeowners in climate risk areas have been facing steep increases in their ...

We evaluated dozens of carriers to find the best homeowners insurance companies. These insurers received our highest star ratings based on their coverage options, consumer experience and financial ...

Rising home insurance costs are pushing homeownership out of reach for many, and a complex web of stakeholders make solutions ...

In a market already strained by rates and prices, homeowners insurance costs are creating a new divide. The data backs up recent findings from the Realtor.com® Housing and Climate Risk Report, which ...