Investment researchers have been playing around with the 4% rule, looking for ways that retirees can safely spend more on ...

The 4% Rule is arguably the most famous strategy for making sure your retirement income lasts long. Developed in the 1990s, it offers an evidence-based answer to most retirees’ question: “How much can ...

If you’re approaching or already in retirement, knowing your safe withdrawal rate is key to making your money last. This is the percentage you can take out of your retirement savings each year without ...

On the other hand, if you have a chronic illness and don’t expect to live into your 90s, you could consider a higher rate.

Retirement funds: The trend of Financial Independence/Retiring Early (FI/RE) is growing in popularity nationwide. This ...

To determine the best retirement planning apps and tools, we evaluated platforms based on their ability to help users track progress toward retirement, model long-term income strategies, or increase ...

Eugenio Dante Suarez, associate professor of finance at Trinity University, says the "perfect withdrawal amount" isn't 4%.

For years, financial advisors have drilled the so-called "safe withdrawal rate" into the heads of retirement planners. The rule of thumb? Live on 4% of your nest egg per year, and your money should ...

If you’re planning for retirement, it’s easy to get sucked into focusing on the “magic number” you think you’ll need to finally stop working and live comfortably. In fact, you could spend so much time ...

Early withdrawals are generally subject to a 10% penalty, in addition to normal income taxes. But there are lots of exceptions—including some new ones. Here’s the latest. One source Americans consider ...

When it comes to spending in retirement, financial advisers and investment experts have long clung to the golden 4% rule as ...