The average interest rate on 10-year fixed-rate private student loans inched down last week. For borrowers pursuing private ...

As of July 2025, the best interest rates on private student loans started around 3% for fixed-rate loans and between 4% and 5% for variable-rate loans. For federal student loans, rates in recent years ...

Overall, the change will see borrowers being charged more than $27 billion in interest over the next 12 months.

To lower your student loan interest rate, your options include signing up for autopay, consolidating or refinancing your ...

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Student loan interest rates are high now. Here's how you may be able to secure a lower rate for the fall semester. Here's how you may be able to secure a lower rate for the fall semester.

Some interest rates for new federal student loans have hit record highs for 2024-25: 6.53% for undergraduate direct loans, 8.08% for graduate and professional direct loans, and 9.08% for PLUS loans.

The new rates apply to all loans taken out from July 1, 2023, to June 30, 2024, according to the Education Department. The interest rate for an undergraduate direct loan is 5.5%.

Specifically, Congress sets the student loan interest rates each spring, and they are in effect for the entire school year (defined for the 2018-19 school year as loans disbursed on or after July ...

With these lower interest rates for student loans, students may choose to return to campus this fall, rather than take a gap year or otherwise defer admission due to COVID-19.

Interest rates for new undergraduate federal student loans will rise from 2.75% to 3.73% for 2021-22. Here’s what that means for student loan borrowers.

On May 30, the Education Department’s Federal Student Aid office announced the new federal student loan interest rates for the 2025-2026 school year. The following rates apply to all loans ...