Dr. JeFreda R. Brown is a financial consultant, Certified Financial Education Instructor, and researcher who has assisted thousands of clients over a more than two-decade career. She is the CEO of ...

Roth conversions are a savvy financial move, but only if you’re in the right age bracket, according to Dave Ramsey.

Andrea in Connecticut called into Ask An Advisor With Wes Moss with a question worth real money: her employer offers an ...

The type of IRA your money is in matters. With traditional IRAs, you don't pay taxes upfront but defer them until later. With Roth IRAs, you pay taxes on your contributions but don't have to pay taxes ...

If you like the idea of not paying taxes on retirement plan withdrawals and avoiding required minimum distributions (RMDs), a Roth conversion could make a lot of sense. With a Roth conversion, you ...

Roth conversions have become one of the most talked-about strategies in retirement planning. Many headlines suggest converting pre-tax retirement savings to Roth accounts is something people should ...

A perfectly legal, advisor-approved tax move can trigger a Medicare bill two years later that has nothing to do with your income at the time, and once it hits there is no appeal available. Why appeals ...

However, 2026 presents a rare opportunity for seniors to do Roth IRA conversions without paying a huge price for it at tax time. Here's why you may want to consider it. 2026 marks the second year of ...

Quick ReadHigh-earning physicians legally route roughly $70,000 a year into Roth accounts by combining backdoor IRA ...

Roth IRAs are funded with after-tax dollars and can provide tax-free income after age 59 1/2. Money from a traditional IRA can be converted to a Roth IRA as long as you pay income tax on the converted ...

While the transfers are mostly used by experienced workers, there are reasons for advisers to recommend them for younger workers, too. Roth assets have long been appealing for investors seeking ...