Want to settle your credit card debt in the new year? Here's what to do now to increase your odds of approval.

What may be surprising, though, is that the very tool that got you into debt could also be your way out. Credit cards, when ...

North Carolina dad who has $80K debt after a long illness asks The Ramsey Show if he can just declare bankruptcy. Here’s why ...

Consolidating debt with a personal loan isn’t just about simplifying bills right now, it’s about making space to move forward ...

Fast casual dining out was once considered an affordable convenience and has now become a small luxury. This generation isn’t ...

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Record household debt shows consumers are still heavy credit users. But prime borrowers continue to manage debt well.

Achieve reports that unsecured personal loans, based on creditworthiness, can offer lower rates than credit cards, aiding ...

What older generations may interpret as financial anxiety, I see as financial intelligence. Gen Z has fundamentally redefined what responsible spending looks like. Where previous generations saw ...

Columbia's fire and police pensions are the lowest in the state, sending Columbia city-run safety systems into debt.

A credit card can be a powerful ally in your financial journey if used mindfully. Understand how to leverage its benefits ...

Credit cards can lead to debt traps when mismanaged, but disciplined use, full repayments, and tracking expenses help users build credit safely while avoiding high interest and financial stress.