Looking forward, SoFi expects its Q1 sales to be between $725 and $745 million, and earnings of around $0.03 per share. For the full-year 2025, the company expects sales to be over $3.2 billion and earnings to be between $0.25 and $0.27 per share. This implies at least 23% y-o-y top-line growth.

SoFi 's ( SOFI 0.56%) management team made comments that sent the stock price down by more than 10% on the day of its earnings release. *Stock prices used were the afternoon prices of Jan. 26, 2025. The video was published on Jan.

SoFi Technologies beats Q4 estimates, but misses EPS guidance for FY 2025. Read on to find out why SoFi remains a top growth play in the fintech market for FY 2025.

I favor the bullish case — although in my view the market will only react positively if SoFi exceeds investor expectations and raises its guidance when the company