The Fed is getting ready to cut interest rates. For you, that could mean cheaper mortgages, loans, and credit cards but also less growth in your savings. Here are two things to note: ✔️ The 10-year Treasury affects long-term debt like mortgages. ✔️ The federal funds rate affects short-term debt like CDs, personal loans, and business financing. There’s a lot of noise in the headlines, but it helps to know the difference. | Lakeshore Financial Group Chicago

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