What system do you use to manage your wealth? Here’s the simple 4-bucket framework I use with my clients: 🪣 Now Money (0–5 years) Conservative investments you’ll actually spend soon — this protects you from selling during downturns. 🪣 Soon Money (5–10 years) Moderate risk, moderate growth — you won’t touch it for years, so it can work harder. 🪣 Later Money (10 years) Long-term growth investments like equities, real estate funds, even a little crypto. The goal is to replenish what you spend fr
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