5 million more buyers might qualify to buy a home in 2026 👀 FHFA is changing how lenders look at credit. Some of it started already, and 2026 is when it really locks in. This doesn’t mean automatic approval—but it could help people who’ve been doing the right things (like paying rent on time). Want me to break down what you should do right now to prepare? #mortgagerates #homebuying #creditscore #firsttimehomebuyer #realestatetips